Student Loan Debt Relief

Reduce your student loan by up to $300 a month
(yes, really)

At $1.5 trillion, student loan debt is an issue that is taking center stage in the United States, and many employers are looking to find a solution.

That’s why we offer a wholistic approach that focuses on student loan debt relief to provide a solution for all employees. Voluntary and low-cost options are available.

Student Loan Relief Benefits

Federal Loan Concierge / Public Service Loan Forgiveness
Over $300 per month in reduced payments for our members last year

End-to-end service provided by student loan specialists who educate, handle all document preparation and process management services to help with federal loan consolidation and modification programs.

Assistance with Income-Based Repayment and Public Service Loan Forgiveness (PSLF) qualification.


Private Loan Refinance
Up to 40% loan payment reduction / Average savings $15K

Online platform with access to over 300 community banks and credit unions with instant decisions for private and federal loan refinancing.

What makes us different?

  • Wholistic solution of financial benefits for all employees
  • Concierge-level service with human touch
  • Not a singular-focused student loan solution – employee choice
  • Significantly greater benefit value than a repayment assistance plan
  • Voluntary and low-cost employer options
  • No payroll administration: direct-bill or employer-paid
  • Best-in-class and industry leading service partners


Designed for large-sized companies who are looking for a voluntary or low-cost financial wellness benefit solution–with unmatched value–for all their employees.


For Alumni, Trade, and Professional associations looking for a meaningful financial wellness benefit to use as a member recruitment and retention tool.


Student Loan Debt Relief is only available through employers, companies, association groups, and LIVING 2.0.

How it works

  1. Schedule a free 30-minute call with one of our Student Loan Specialists to review your loans and financial situation

  2. Review your financial goals together

  3. By the end of the call, we will give you our assessment, our program to help you achieve your goals, and how much it will cost to use (there are fees involved with refinancing your loans)

  4. As soon as you decide to work with us, we go right to work renegotiating your student loans (and during 30-45 day period, you do not have to make any loan payments)

  5. Once we finish negotiating, you get a brand new, lower cost loan to sign

Student Loan Debt Relief Benefits can 

Help to Improve Recruiting and Retention

67% of student loan holders are age 39 or younger (29.5 million)

3rd most important benefit ranking of student loan debt relief behind health insurance and 401(k) match

86% of millennials would stay with an employer > 5 years if student loan relief benefit was offered

Financial Wellness Benefits can 

Help to Increase Productivity

64% of younger workers indicated they are stressed about their finances

46% spend 3 or more hours per week dealing with personal finances at work

63% are unable to handle an unexpected medical bill of $1,000

Meaningful Benefits for All Employees

Not just for student loan holders

Some benefit solutions are singular-focused only on student loans.  With us, you can avoid employee fairness and discrimination concerns by providing a wholistic financial wellness solution that will appeal to a broad range of employees – not just those with student loan debt.

Student Loan Related Benefits


Student Loan 



Student Loan